No black boxes. No hidden assumptions. Every calculation is shown, explained, and reproducible.
Paste any Rightmove, Zoopla, or Zillow URL into Cheqr and we'll automatically pull the address and asking price. Or skip the URL and enter your own property details manually — price, location, type, and number of bedrooms.
You can also choose your currency from over 12 supported options, making Cheqr equally useful whether you're buying in London, New York, Sydney, or Toronto.
We ask you to share your current savings, how much you're able to put away each month, and the return rate you're earning on those savings. This lets us project exactly how your deposit pot grows over time.
We don't store your bank details or connect to any accounts — all figures are entered manually and kept private.
Set the property price, deposit structure (percentage or fixed amount), and any planned upgrades — from kitchen renovations to solar panels. We include a curated upgrade catalogue based on typical UK developer offerings and buyer upgrade costs.
You can also add your target location and country, which feeds into our AI property matching engine.
Input your expected mortgage rate, term (in years), and any one-off purchase costs — legal fees, survey, stamp duty, moving costs, and a contingency buffer. These are all factored into the total capital you need to raise.
The overpayment tool lets you see the exact interest saved and term reduction from paying extra each month.
This is where Cheqr becomes powerful. We run your numbers under three economic scenarios simultaneously — Base, Conservative (higher rates, lower growth), and Optimistic (lower rates, faster growth).
Each scenario produces a separate purchase timeline, monthly payment, and equity projection so you understand not just the plan, but the range of outcomes.
Your results dashboard includes a savings vs. target timeline chart, mortgage amortisation breakdown, equity growth projections, a full calculation audit ledger (every formula, every output), and AI-matched property suggestions within your budget.
Create a free account to save your report, access it later, and compare multiple properties side by side.
All calculations are fully reproducible in your report's Audit Ledger tab.