Our story

We built Cheqr because
we made the mistakes first.

Property is the biggest financial decision most people ever make. We believe everyone deserves the same quality of analysis that was once reserved for finance professionals.

The problem we saw

Property decisions made on gut feel.

When we set out to buy our first homes, the tools available were almost laughably basic — mortgage calculators that ignored savings growth, stamp duty tools that forgot about legal fees, and generic affordability checks that bore no relation to our actual financial situation.

We found ourselves building spreadsheets at midnight, asking friends who happened to work in finance, and ultimately making decisions with incomplete information. We knew there had to be a better way.

The solution we built

Rigorous modelling, beautifully simple.

Cheqr started as that spreadsheet — but with proper financial modelling, scenario planning, and the kind of sensitivity analysis that lets you understand not just the answer, but the full range of outcomes.

We believe transparency is a feature. Every number in your report is explainable. Every calculation is auditable. Every assumption is adjustable.

What we stand for

Our values.

🔍
Radical transparency
Every formula is shown. Every assumption is adjustable. No black boxes. No hidden inputs. If you want to audit the maths behind your report, you can — every output has a corresponding row in the Audit Ledger.
🎯
Honest modelling
We model three scenarios, not one. Because the future isn't certain and a single "best guess" can lull you into a false sense of security. Understanding the range of outcomes is as important as knowing the midpoint.
🔒
Privacy first
Your financial situation is yours. We don't sell your data, share it with advertisers, or connect to your bank. The figures you enter are stored securely and never leave without your consent.
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Accessible to everyone
Quality financial modelling shouldn't be gated behind a financial adviser's hourly rate. Cheqr is free for personal use — always. The tools that help you make better decisions should be within everyone's reach.
Where we're going

The roadmap ahead.

Live now
Buy Property module
Affordability modelling, deposit timelines, mortgage projections, scenario planning, AI property matching.
Coming soon
Career Switch module
Model salary changes, retraining costs, and how a career pivot affects your property-buying timeline.
Coming soon
Move Countries module
Cross-border property comparison, currency risk, tax implications, and cost-of-living modelling.
Coming soon
Master's Degree module
Student loan modelling, lost earnings analysis, career ROI projection, and property timeline impact.
Coming soon
Business Runway module
Self-employed income smoothing, runway calculation, and property affordability for founders.
Future
Professional network
Connect with verified financial advisers, mortgage brokers, property solicitors, and surveyors through Cheqr — our planned monetisation path that keeps the platform free for users.
Future
Portfolio tracker
Track equity across multiple properties, model remortgage timelines, and plan your property portfolio growth.
The team

Who builds Cheqr.

👩‍💻
Founders
Product & Engineering
Built out of a personal frustration with bad property tools. Background in fintech and engineering.
📊
Advisers
Finance & Compliance
Working with qualified financial advisers to ensure our models are sound and our disclaimers are honest.
🌱
Growing
We're hiring
Looking for product designers, engineers, and finance experts who care about making tools people actually trust.

Get in touch.

Questions, partnerships, press enquiries, or just feedback — we read everything.

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